The team at PaydayUK have been providing short term loans to you, our valued customers, over ten years and we hope we have helped you along the way. Here’s a quick round up about us in one handy guide.
Christmas is definitely a time to go and visit loved ones (or relatives, at least). And, thanks to the many offers flashing around the web, there are ways you can do it on the cheap. Whether you’re planning a trip to the smoke to buy presents or spending Christmas at Auntie’s, now is a great time to bag a discounted rail ticket.
Most of us are now all quite canny about using the website to hunt for bargains, find deals and grab discounts. But surprisingly, most of us still make the traditional mistake of overspending without looking at alternatives. Here are five simple tips on saving by making a break with tradition – and there’s not a web link among them.
About this time of year small retail outlets spring up in every high street offering fancy perfumes at very sweet smelling prices. In such shops you’ll even find that all the top brand names are available. They can all be wrapped and presented to loved-ones who’ll appreciate them just the same. You’re not being mean just because you didn’t buy it from a top London store – you’re just being sensible.
Here are five thoughtful stocking filler ideas that we found at findmeagift.com. Our favourite is number 5, but what’s yours?
1. Comedy Sound Effect Machine
Just under fiver and this brilliant little toy lets you play up to 16 comedy sound effects from crowds booing to glass being broken. It may not be quite Hollywood standards, but kids of all ages will love it.
Coding is what makes websites work and the centres teaching it are popping up all over the country. Even more importantly they’re attended by ordinary people – not just geeks – who simply want to learn and use the skills.
Once you get to learn the computer languages such as HTML, CSS and Java etc., it can be quite creative and even fun. Software development is currently the fastest growing industry in the UK and there is an international shortage of coders in the job market. So, whether you are in an early or late stage in your working life, coding could become a thrilling new option for you.
The cold nights are drawing in so here are some nice cheap recipes that you can make yourself to keep warm during winter.
First up, a real trendy and popular favourite for a cold, dark night – what better than a nice hot Butternut Soup?
To make, first heat the oven to 220C/200C fan/gas 7. Put the sweet potato and butternut squash on a baking tray, drizzle with honey and olive oil and roast for 45 mins. At the same time fry the onions in 1 tablespoon of olive oil, add the garlic, chicken stock, cinnamon and nutmeg, bring to the boil, and simmer for 5 mins.
Take your sweet potatoes and butternut squash from the oven and put it in the pan with the stock. Blend everything until smooth and then stir in the cream and simmer. Add salt and pepper to taste. Serve with toasts or garlic bread. Yummy!
Leek and Potato soup is a traditional old family favourite, and cheap to make too.
Melt the butter in a saucepan and add the potatoes, onion and leeks, stirring them so they are evenly coated. Add some salt and pepper and cover the pan with its lid to keep in the steam. Cook gently for 10 minutes so the vegetables are soft but not coloured. Pour in the stock, bring to the boil and simmer for about 5 minutes. Do not overcook. Purée the vegetables in a blender until smooth. Put the soup into a fresh pan and stir in three quarters of the cream and all of the milk.
To finish the soup, finely shred the white leek and gently cook it in the hot butter for a few minutes. Reheat the soup to a gentle simmer then pour into warmed bowls. Drizzle the remaining cream over each serving and add black pepper. Delicious!
Third up is a nice easy recipe for mulled wine that you can make yourself using old (ish) red wine and add extra spices if that’s what takes your fancy.
Pour the wine in a saucepan with the orange, sugar, bayleaf and the spices.
Gently heat until the sugar has dissolved. Most people like mulled wine sweet, but you need to keep tasting to make sure you don’t over sweeten it by adding too much sugar. Keep the mixture stirring gently and then add in a nip of any other alcohol, such as a measure of gin or brandy, to give it an extra kick – if that’s what you want. Do not boil. Strain the mixture into heatproof glasses or mugs and serve. It’s a great way to use any leftover red wine you have and your mixture can be reheated at a later date.
It’s coming up to that time of the year when staying warm means gigantic gas and electricity bills.
But never mind, you can stay warm and keep those bills down. Here are a few tips to do it.
Fight that irresistible urge to take a bath – it’s the most expensive thing you can do and heating all that water costs money. Take a shower and when you come out, put on a nice layer of body lotion or body oil – it acts like an extra layer of clothing to keep out the cold. Honest!
Most of us have a mobile phone and sometimes the bill can be larger than expected!
One of the main causes of high bills is downloading data, especially when travelling outside the EU, but also when using data in the UK. Mobile providers offer a large number of tariffs offering consumers choice and flexibility, but they’re not always easy to spot.
Let’s be honest, writing a CV can be something of chore. It’s something even people who are good at writing and communicating sometimes find too much trouble – from students to professionals.
The trouble is that when your CV isn’t up to scratch it stands little chance of getting you an interview, so you need to give it your best attention.
Our top five CV tips are well proven and can help you put a really good CV together without too much trouble.
Childcare needn’t break the bank if you take advantage of the help that’s out there.
The key to paying for childcare with ‘Childcare Element of Working Tax Credit’ is to ensure that the childcare provision, such as nurseries, playgroups, child-minders or au pairs are registered and regulated. You can find this out from your local authority’s children’s services department or search for your nearest Family Information Service on the Family & Childcare Trust website.