A Handy Guide to PaydayUK

About us

The team at PaydayUK have been providing short term loans to you, our valued customers, over ten years and we hope we have helped you along the way. Here’s a quick round up about us in one handy guide.


A name you can trust

We know it can be stressful when dealing with the unexpected expenses life can throw up from time to time, so you can rest-assured we take your finances as seriously as you do. We are regulated by the Financial Conduct Authority (FCA) for credit-related activities and are a member of the Consumer Finance Association (CFA) so you can have complete peace of mind that we take your individual circumstances into account to make responsible lending decisions.

Thank you for your feedback!

We are proud to say our Trust Pilot* rating is 8.1 out of 10 (based on 309 reviews as of 24/11/2015). Don’t just take our word for it; take a look at the Trust Pilot reviews from some of our valued customers. We really appreciate your feedback and use it improve our service to you.

Our product

If you find the need to take out a short term loan again in the future, you’ll have greater confidence dealing with PaydayUK as our short term loan has been designed to give you flexibility, security and discretion.

You can borrow from £100 to £1000, over 1 to 5 instalments, allowing you to choose a loan that fits your budget.

Representative 1263% APR

Representative Example: £190 borrowed for 3 months. Annual interest rate of 292% (fixed). Total amount repayable is £289.23 in 3 monthly instalments of £96.41. Representative 1263% APR.

Keeping you in control

As an existing customer your PaydayUK online account  is available to you all year round, there to help you keep on top of your finances with us. Through your online account you can:

  • Apply for a new loan**
  • Manage  your  loan
  • Repay your loan
  • Update your personal information

 Need to know more?

If you need to know how to apply for a loan or want to look up Frequently Asked Questions  pop along to the PaydayUK website where you can find a whole host of information ready for your perusal.

Still got a question? If you can’t find what you are looking for, use our online Live Chat service [INSERT hyperlink for URL] to speak to an advisor who will be happy to help or visit our Contact Us page.

**All loans are subject to credit and affordability checks. T&Cs apply. Visit www.paydayuk.co.uk for further details.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Short term loans should not be used as a long term financial solution.

*Trust Pilot is a consumer review platform, based on transparency, where consumers can and share their opinions about businesses, goods and services.

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