Monthly Archives: March 2013

Decorate your home on a budget thanks to these cost-saving tips from PaydayUK

home decoration on a budget

Redecorating and sprucing up your home can be a daunting and expensive task. However, it is possible to revamp the look of your home within a relatively tight budget.




  1. First thing’s first. Draw up a list of all the rooms that need a make-over, then list the furnishings that need replacing and  the colour scheme you would like in each room. This way you will have an easy breakdown of what you want where and help you to stick to your initial plans. It’s very easy to get distracted when halfway through a job and the list will help you keep your original goals in mind

Beware of money launderers and make sure you’re aware of what you may be getting into

Money laundering pound sterling

In line with recent news coverage short-term lender PaydayUK is warning of the dangers of being duped into laundering money by online fraudsters – a crime which can lead to a custodial sentence.

Figures released by Financial Fraud Action UK (FFA) highlight the dangers of a scam which recruits ordinary members of the public through fake job adverts.

Those signed up then unknowingly assist in the money-laundering of thousands of pounds to criminal gangs abroad – the proceeds of which, according to the FFA, fund the drugs trade, people trafficking and terrorism.

Ten tips from PaydayUK for cutting down on your utility bills

how to reduce utility bills

For many people money is a constant concern, especially during these recession-hit times, with more and more people struggling to make their budget cover everyday costs.

One of the greatest expenses is utility bills. The cost of gas and electricity seems to be going up and up with suppliers hiking their prices year-on-year. It might seem hopeless, but there are in fact some steps you can take to cut your utility bills.

A payday loan is a good solution for a financial crisis but should not be considered to cover household bills on a regular basis. If an unexpected expense comes out of the woodwork and clears you out then a payday loan could be used to tide you over until your next payday but if you find yourself in a similar situation on a regular basis you should look for a more long-term solution.

The following tips from PaydayUK should help you save money on your utility bills.

PaydayUK’s financial tips for young professionals – save for the future

Group of businesspeople standing.

Some young professionals find saving for the future difficult, especially considering monthly outgoings such as rent, utility bills, and other necessities such as food shopping.

While a payday loan from a lender such as PaydayUK (the source of these handy tips) is a good way to solve an emergency cash flow problem, it shouldn’t be considered as a long-term solution. To get yourself on a firm financial footing try any of the below tips.

1)      Budget

If you have a monthly budget allocated to each area of your spending then it is easier to cut out the spontaneous purchases and expensive treats. These unnecessary expenses put you in danger of over spending month-on-month.

PaydayUK customer Pete ‘would recommend PaydayUK to anyone’


When Pete got a new job he was thrilled. After two years out of work financial pressures had begun to build up so his new job was crucial. However, just a month in and his car failed its MOT and Pete needed money fast in order to sort it out.

He went online and found PaydayUK. After applying he received his answer then and there and was told the money would be in his account within 45 minutes. When he checked an hour later, sure enough the funds were there.

With the extra cash from PDUK he was able to get a new car and keep his job. Now 12 months later the experience gained in his initial roles has resulted in Pete being promoted, meaning his prospects and the family’s lifestyle has greatly improved.

Pete would recommend PaydayUK to anyone. He found the payment terms were fair and help when you’re in a spot of bother. Getting through his cash emergency with help from PaydayUK has enabled Pete to turn his life around.

Short-term or payday loans should only be used for short-term financial needs and are not appropriate for longer-term borrowing or if you are in financial difficulty.

Join PaydayUK on Facebook for the chance to win weekly prizes

Facebook commander game

Have you joined PaydayUK on Facebook yet?

Have you played our weekly Commander Game and been in with the chance to win £50? Why not?

Every week we give away £50 on the Commander’s Challenge. Score more than 40 in this tricky yet fun game and you will be entered into the prize draw to win the cash.

In the game all you need to do is help The PaydayUK Commander and his team deliver emergency loans to where they’re need on the map. Do it fast enough and the money could be yours!

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