Monthly Archives: October 2012

Payday loans: A safe and secure option


In the current financial climate in the UK one of the most popular forms of alternative lending/borrowing is a short-term loan, otherwise known as a payday loan.

Payday loans are issued in the short term. Like any legitimate payday lender, PaydayUK is regulated by the Office of Fair Trading (OFT).

Because of this we adhere to a very strict code of conduct which ensures all lenders remain trustworthy and reliable.
As part of these financial guidelines PaydayUK clearly displays all the details of repayments and applicable rates of interest. This enables customers to completely understand the costs before making a decision.

As with any financial decision it is important to check out the lending company you are considering using. To find out more about PaydayUK read our Frequently Asked Questions page or give us a call on: 0871 271 6111.*

Payday loans: Discounting the myths surrounding short-term lending


Payday loans are a short-term financial solution designed to bridge the gap until your next payday.

Payday loans are usually for sums between £100 and £1,000 and are useful if you are suddenly faced with an unexpected bill and don’t have the funds to cover it.

There is a fair amount of comment surrounding this form of finance and it is important to make sure you fully understand payday loans before you consider taking one. They shouldn’t be considered long-term financial solutions. If you are unsure whether you will be able to repay a payday loan then you should not consider taking one out.

One of the most common misconceptions surrounding payday loans is that they are perceived to have a high interest rate. When an advert for a short-term lending service comes on the TV it is accompanied by something called the Representative Annual Percentage Rate which is often in the 1,000s of percent.

PaydayUK’s sponsored puppy is growing up fast!

Mickey Sept v2

Back in May we introduced you to our sponsored Dogs for the Disabled puppy Mickey.

Well, it’s only been a few months but my, hasn’t Mickey grown!

As you can see he’s no longer a plump, fluffy puppy, but a sleek adolescent with a beautiful shiny coat!

Dogs for the Disabled is a ground-breaking organisation which trains assistance dogs for children and adults with physical disabilities and families of children with autism. PaydayUK are paying for Mickey’s upkeep and training so that he grows up to be a perfect assistance dog able to provide support and companionship to a person in need.

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